If you have enough cash on hand you might consider buying a vehicle outright. When you do this, you don't have monthly car payments to worry about. Monthly car payments can reduce the amount you can be pre-qualified for on a home mortgage. Plus it saves you the extra work of being approved for vehicle financing.
Why Buy A Car With Cash?
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Cash Incentives
Dealerships may offer you a cash incentive when you pay in cash at the time of purchase. This cash incentive will reduce the overall cost of the vehicle and save you all the interest you normally would have paid.