When you get a car loan you are making payments back to the lender. This could be either the dealership if they offer in house financing, or to their lending partner. In some cases dealer financing is better for someone with bad credit to get an auto loan.

We have partnered with dealers across the country and are able to quickly match you with a dealership that can help you secure financing. Get started by reading what you will need for the application below, and then fill out our application form.

Select the titles below for a explanation.

Employment & Income

Typically you need to be at your current job for three or more months and make at least $1500/month. Other forms of income, such as certain types of government assistance may also be accepted.

Driver's License

Having a valid driver’s license and being the age of majority in the Province that you live in helps your applications. Lenders know that customers are more likely to pay back their car loan if they can legally drive.

Bank Account

In order to be able to take the payment out of your bank account each month the lender will require a bank account. The easiest way to do this is to get a void cheque or stamped pre-authorized payment form.

Current Address

You will be required to provide your current address as part of the application process.

Down Payment

You may not always be required to provide a down payment, but it will likely help your application. A smaller total loan amount will make it easier to be approved for the loan.

We Make Finding Financing Simple.

We want to ensure that you have the best experience possible when finding a auto loan. We work directly with our partners to best match you to someone who can make your auto dreams a reality. We work with Canadians from all over the country and in all sorts of financial circumstances.